MY opinion: Infinite money gives you unlimted pains. You get used to them to the point you can't function without them. Even if you have enough money to buy pains from players. I'd love to know what it's like xD
I just don't get into situations that require pains very often. Instead of pains, I've become dependent on Hunter kit to the point I can't function without it. Everyone who sees my 2.45 kdr is like "OMG you're so good come help me with my war!". I SUCK at wars. In reality, I've just gotten so used to Hunter that it lets me know where people are before they know where I am. It gives me the jump 99% of the time. That alone is how I'm able to get kills. Yea yea hunter kit comes a Winchester, and I've had to learn how to use it (which isn't easy) but you get me in a war and I'm dead pretty quick.
Does becoming dependant on pains or hunter or jugg or ANYTHING make you a noob? Not really. It just makes you get better with certain skills and not as good with others.